Europe Leads Crypto Adoption as FCA to Make Investment Advice Accessible to UK

Europe is cementing its position as a crypto adoption leader, with digital assets increasingly used for everyday transactions. Crypto cards now account for 45% of micro-payments under €10, challenging traditional banks. The shift from cash is evident, with 40% of crypto card transactions occurring online—nearly double the eurozone average.

Stablecoins dominate this space, fueling 73% of transactions. The trend reflects a maturing market: new crypto card orders surged 15% in 2025, signaling growing comfort with digital payments for groceries, dining, and beyond.

The UK’s Financial Conduct Authority is poised to accelerate adoption. Its reforms will democratize financial advice, potentially unlocking billions in dormant cash savings for investment—including crypto assets. The MOVE aligns with Europe’s broader pivot toward mainstream digital asset integration.